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Terms of Service

Last updated: January 20, 2026

1. Acceptance of Terms

Welcome to MTIV. By accessing or using our goal tracking and personal development application ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

We reserve the right to modify these Terms at any time. We will notify you of significant changes via email or in-app notification. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

2. Description of Service

MTIV is a personal development platform that helps you set, track, and achieve your goals. The Service includes:

  • Goal setting and tracking tools
  • Task management features
  • Personal journal functionality
  • Progress tracking and visualization
  • AI-powered coaching and recommendations
  • Achievement and streak tracking

We may add, modify, or discontinue features at any time without prior notice.

3. User Accounts

3.1 Account Creation

To use the Service, you must create an account using Google or Apple Sign In. You agree to provide accurate information and maintain the security of your account.

3.2 Account Security

You are responsible for all activities under your account. Notify us immediately if you suspect unauthorized access. We are not liable for losses due to unauthorized account use.

3.3 Age Requirements

You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use the Service. By using MTIV, you confirm you meet this requirement.

4. User Content

4.1 Your Content

You retain ownership of all content you create ("User Content"), including goals, journal entries, tasks, and progress updates. By using the Service, you grant us a limited license to store, process, and display your content as necessary to provide the Service.

4.2 Content Responsibilities

You agree not to create content that:

  • Violates any laws or regulations
  • Infringes on intellectual property rights
  • Contains harmful, threatening, or abusive material
  • Includes malware or malicious code
  • Attempts to deceive or defraud others

4.3 Content Backup

While we take measures to protect your data, we recommend maintaining your own backups. We are not responsible for lost content due to technical failures or account deletion.

5. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to systems or accounts
  • Interfere with or disrupt the Service
  • Use automated tools to access the Service without permission
  • Reverse engineer or attempt to extract source code
  • Impersonate others or misrepresent your identity
  • Share your account credentials with others
  • Use the Service to spam or harass others

6. AI-Powered Features

Important: AI Disclaimer

MTIV uses artificial intelligence (Claude by Anthropic) to provide personalized features including goal suggestions, progress analysis, and coaching recommendations.

You acknowledge that:

  • AI-generated content is for informational purposes only
  • AI suggestions should not replace professional advice (medical, legal, financial, etc.)
  • AI outputs may occasionally be inaccurate or inappropriate
  • You are responsible for decisions made based on AI recommendations
  • Your content is processed by AI systems to provide these features

7. Intellectual Property

7.1 Our Property

The Service, including its design, features, code, and content (excluding User Content), is owned by MTIV and protected by intellectual property laws. You may not copy, modify, or distribute our property without written permission.

7.2 Trademarks

"MTIV" and related logos are trademarks. You may not use them without prior written consent.

7.3 Feedback

If you provide feedback or suggestions, we may use them without obligation or compensation to you.

8. Third-Party Services

The Service integrates with third-party services including:

  • Google and Apple for authentication
  • Anthropic for AI features
  • Cloud hosting providers

Your use of these services is subject to their respective terms and policies. We are not responsible for third-party service availability or functionality.

9. Limitation of Liability

To the maximum extent permitted by law:

  • The Service is provided "as is" without warranties of any kind
  • We do not guarantee uninterrupted or error-free operation
  • We are not liable for indirect, incidental, or consequential damages
  • Our total liability is limited to amounts you paid us in the past 12 months
  • We are not liable for actions of third-party services

10. Indemnification

You agree to indemnify and hold harmless MTIV and its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

  • Your use of the Service
  • Your User Content
  • Your violation of these Terms
  • Your violation of any rights of others

11. Subscriptions, Cancellation, and Refunds

11.1 Subscription Plans

MTIV offers free and paid subscription plans. Paid plans (Pro and Premium) provide additional features and higher usage limits. Subscription fees are billed in advance on a monthly or annual basis depending on your chosen plan.

11.2 Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, your subscription will remain active until the end of your current billing period. After that, your account will be downgraded to the free tier and you will retain access to your data.

11.3 Refunds

We offer a 7-day money-back guarantee for new subscriptions. If you are unsatisfied within 7 days of your initial purchase, contact us at support@mtiv.ai for a full refund. After 7 days, no refunds will be provided for partial billing periods or unused time.

11.4 Plan Changes

You may upgrade or downgrade your subscription plan at any time. Upgrades take effect immediately with prorated billing. Downgrades take effect at the end of your current billing period. No prorated refunds are provided for downgrades.

11.5 Price Changes

We reserve the right to modify subscription prices. Existing subscribers will receive at least 30 days notice before any price increase takes effect for their account.

12. Account Termination

12.1 By You

You may delete your account at any time through the app settings. This will permanently remove your data as described in our Privacy Policy.

12.2 By Us

We may suspend or terminate your account if you violate these Terms, engage in harmful behavior, or for any other reason at our discretion. We will attempt to notify you before termination when feasible.

12.3 Effect of Termination

Upon termination, your right to use the Service ends. Provisions that should survive termination (such as limitation of liability) will remain in effect.

13. Dispute Resolution

13.1 Informal Resolution

Before filing a formal dispute, you agree to contact us at support@mtiv.ai to attempt informal resolution.

13.2 Arbitration

Any disputes that cannot be resolved informally will be settled by binding arbitration in accordance with applicable arbitration rules. You waive the right to participate in class actions.

14. Governing Law

These Terms are governed by the laws of the jurisdiction where MTIV is incorporated, without regard to conflict of law principles.

15. General Provisions

15.1 Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and MTIV regarding the Service.

15.2 Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in effect.

15.3 Waiver

Our failure to enforce any provision does not constitute a waiver of our right to enforce it later.

15.4 Assignment

You may not assign your rights under these Terms. We may assign our rights to any successor or affiliate.

16. Contact Us

If you have questions about these Terms of Service, contact us:

© 2026 MTIV. All rights reserved.

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